Disability pensions

To be entitled to a Swiss disability pension, you must fulfil the following conditions:

  • be at least aged 18
  • have been unable to work and earn at least 40% of your previous income for one year without interruption

There are two pension systems, depending on when entitlement begins:

 

Entitlement beginning before 31 December 2021 (old system)

Entitlement beginning on or after 1 January 2022 (new system)

Quarter pension

Degree of disability of at least 40%

A degree of disability of 40% entitles you to a pension of 25% of a full pension. For a degree of disability between 40% and 49%, the pension increases progressively by 2.5 percentage points for each disability percentage point.

Half pension

Degree of disability of at least 50%  

For a degree of disability between 50% and 69%, the pension amount corresponds to the degree of disability.

Three-quarter pension

Degree of disability of at least 60%

Full pension

Degree of disability greater than or equal to 70%

Disability rate greater than or equal to 70%

The degree of disability for the benefits granted is determined in accordance with the applicable Swiss legal provisions and is in no way linked to the decisions of the social security authorities in the insured person's country of origin or residence.

Useful documents:

4.04.f (ahv-iv.ch)

Last modification 24.06.2025

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